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Together Again

VA
Loans

Thank you for your service! Let us take care of you now!

What is a VA Loan?

A VA loan is a mortgage specifically for veterans, active-duty service members, certain members of the National Guard and Reserves, and surviving spouses of veterans. VA loans can be used to purchase a single-family home, multi-unit property, condo, manufactured housing, or new construction. To qualify for a VA loan, veterans and service members must meet basic time-in-service and character service requirements.

Key Features of VA Loans

  • Competitive interest rates

  • No down payment 

  • Flexible credit requirements 

  • Limited closing costs

  • No prepayment penalty 

VA Loan Eligibility 

  • Served 90 consecutive days on active duty during wartime

  • Served 181 consecutive days on active duty during peacetime 

  • Served 6 years in the National Guard or Selected Reserve

  • Served 90 days under Title 32 orders

Who Can Benefit From A VA Loan?

  • Veterans and active-duty military personnel.

  • Eligible members of the National Guard and Selected Reserves

  • Surviving spouses of veterans who meet specific criteria

Livingroom Interior

Do You Qualify For A VA Loan?

Contact us today to discuss all of the VA guidelines.

We're here to help you every step of the way!

© 2025 Stonegate Productions, Inc. d/b/a STONEGATE MORTGAGE. All rights reserved. NMLS #169184. Equal Housing Opportunity. The above advertisement is not a commitment to lend and not all applicants will qualify. The terms, information, conditions, rates, and programs described above may change without notice, and all loan applications are subject to credit and property approval. Certain other restrictions may apply. STONEGATE MORTGAGE is not affiliated with any government entity.

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