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Conventional
Loans

Conventional loans offer stable monthly interest rates and payments.

What is a Conventional Loan?

A Conventional loan is not insured or guaranteed by the federal government, which allows for lower interest rates, flexible loan terms, and fewer restrictions. A Conventional loan is a great option for homebuyers with good credit scores and a stable income.

Key Features of Conventional Loans

  • 97% financing available 

  • Fixed or adjustable rates

  • Down payment as low as 3%

  • Flexible loan terms â€‹

  • Fewer penalties and fees 

  • Second home, non-owner occupied investment property financing available 

Who Can Benefit From A Conventional Loan?

  • Homebuyers with good credit scores

  • Homebuyers with a stable employment and income history 

  • Homebuyers who have money saved for a down payment

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Want to Learn More?

Contact us today to learn more about the mortgage process!

© 2025 Stonegate Productions, Inc. d/b/a STONEGATE MORTGAGE. All rights reserved. NMLS #169184. Equal Housing Opportunity. The above advertisement is not a commitment to lend and not all applicants will qualify. The terms, information, conditions, rates, and programs described above may change without notice, and all loan applications are subject to credit and property approval. Certain other restrictions may apply. STONEGATE MORTGAGE is not affiliated with any government entity.

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