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What is a Conventional Loan?
A Conventional loan is not insured or guaranteed by the federal government, which allows for lower interest rates, flexible loan terms, and fewer restrictions. A Conventional loan is a great option for homebuyers with good credit scores and a stable income.
Key Features of Conventional Loans
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97% financing available
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Fixed or adjustable rates
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Down payment as low as 3%
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Flexible loan terms ​
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Fewer penalties and fees
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Second home, non-owner occupied investment property financing available
Who Can Benefit From A Conventional Loan?
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Homebuyers with good credit scores
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Homebuyers with a stable employment and income history
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Homebuyers who have money saved for a down payment

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