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Luxury House

Jumbo
Loans

Jumbo loans help finance properties above the maximum conforming loan limits. 

What is a Jumbo Loan?

A jumbo loan, also known as a non-conforming loan, is a mortgage that is larger than the conforming loan limits set by the Federal Housing Finance Agency. Jumbo loans can be used for primary residences, vacation homes, and investment properties. They can have fixed or adjustable rates with terms of up to 30 years.

Key Features of Jumbo Loans

  • Loan amounts up to $3 million 

  • Fixed and adjustable rate loans

  • Down payment between 10% - 20%

  • Available for single-family, condo, or townhouse 

  • Primary residence, second home, or vacation home

Who Can Benefit From A Jumbo Loan?

  • Homebuyers who desire to purchase a high-end home

  • Homebuyers with the ability to pay a larger monthly mortgage payment 

  • Homebuyers with strong credit scores and higher incomes

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© 2025 Stonegate Productions, Inc. d/b/a STONEGATE MORTGAGE. All rights reserved. NMLS #169184. Equal Housing Opportunity. The above advertisement is not a commitment to lend and not all applicants will qualify. The terms, information, conditions, rates, and programs described above may change without notice, and all loan applications are subject to credit and property approval. Certain other restrictions may apply. STONEGATE MORTGAGE is not affiliated with any government entity.

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